Smart Loan Consulting Secure the Best Terms, Faster.

No property? Low property value? Multiple Loan? No problem, we’ve got you covered!

Talk to an Expert

Better Loan Terms, Guaranteed

We negotiate lower interest rates, higher loan limits, and faster approvals for you.

We’re Chartered Accountants & Ex-Bankers, ensuring expert financial structuring.

Get unsecured loans (MSME) at 9-10% instead of 18-22%.

Not Just Another Loan Agent

MSME & Business Loan Specialists

Home Loan Experts

500CR+ Loan Experience

No Hidden Fees, Full Transparency

We secure faster approvals, lower ROI, and special OD home loans which banks don’t tell you about.

Our expertise spans working capital, property loans, and builder finance.

Many of our loan services come at zero cost to clients.

One-on-One Loan Guidance

We educate you on the best loan options, so you don’t fall for bank traps.

Here's what our customers say

”HDFC Bank rejected my MSME loan of ₹50Lakhs. KD Capitals helped me secure an OD loan under CGTMSE with ₹1CR limit at just 10.5% ROI, all within 15 days! Thankyou CA Kinjal Shah”

- Het Shah, Mumbai

”KD Capitals educated me about smart OD home loans that banks never mentioned, saving me ₹2L per year. Transparent, honest, and fast!”

- Rushabh Mehta, Mumbai

”At 62 years of age, banks refused to renew my overdraft facility. KD Capitals helped me switch banks and increase my limit. Highly recommended Kinjal to everyone!”

- Manoj Varaiya, Mumbai

”Never apply for a loan directly! I almost lost 4% in hidden charges. KD Capitals helped me negotiated a ₹4CR working capital loan against a ₹2CR property way beyond what my bank’s offering ! Thankyou”

- Het Shah, Mumbai

”As a startup, banks refused to give us a loan. KD Capitals helped us structure our financials and get an unsecured MSME loan of ₹50L at just 10% ROI, something we never thought possible.”

- Neha Verma, Bangalore

”I was struggling with high-interest loans. KD Capitals refinanced my business loan, reducing my ROI from 18% to 12%, saving me over ₹5L annually. Their expertise is unmatched!”

- Ravi Iyer, Mumbai

Why Work With Us Instead of Going Directly to a Bank?

Pricing

Verify Your Loan Terms

Already Have a Loan? Find Out If You Got the Best Deal!